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Buying a Home with Variable Income: Strategies to Convince Lenders

Whether you're self-employed, a freelancer, an artist, or an entrepreneur, buying a property with fluctuating income can seem intimidating. However, with proper preparation and the right tools, it's...

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Buying a Property with a Loved One: How to Avoid Future Conflicts

Buying a home with a friend, family member, or partner can be an exciting adventure… but also full of pitfalls. While the idea of sharing costs and responsibilities is appealing, it comes with...

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Why a Mortgage Pre-Approval Is Essential: Élodie’s Story

Élodie spotted a condo she really liked while walking through the city. She immediately called the broker listed on the sign to get more information. Unfortunately, the broker informed her...

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Fallen for a Fixer-Upper? Here Are 7 Questions to Ask Before You Buy

You’ve found a house that has potential, but it clearly needs some love. Whether you’re planning to renovate it for your family or flip it in a few years, it’s important to ask the...

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RATES OF

2025-10-24 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.94%
3 year closed Variable 6.35% 4.70%
4 Years Fixed 6.29% 3.99%
5 Years Fixed 6.34% 4.04%
5 years Variable 5.40% 3.95%
Refinance Fixed or variable 8.15% 4.14%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.70% 5.20%