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How to Negotiate a Mortgage to Get the Best Product?

As experienced mortgage brokers in Quebec, we know that negotiating a mortgage goes far beyond securing the lowest interest rate. It’s about understanding the full scope of the loan conditions,...

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Buying a Home with Variable Income: Strategies to Convince Lenders

Whether you're self-employed, a freelancer, an artist, or an entrepreneur, buying a property with fluctuating income can seem intimidating. However, with proper preparation and the right tools, it's...

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Buying a Property with a Loved One: How to Avoid Future Conflicts

Buying a home with a friend, family member, or partner can be an exciting adventure… but also full of pitfalls. While the idea of sharing costs and responsibilities is appealing, it comes with...

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Why a Mortgage Pre-Approval Is Essential: Élodie’s Story

Élodie spotted a condo she really liked while walking through the city. She immediately called the broker listed on the sign to get more information. Unfortunately, the broker informed her...

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RATES OF

2025-11-07 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.89%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.94%
5 Years Fixed 6.34% 3.99%
5 years Variable 5.20% 3.70%
Refinance Fixed or variable 7.65% 3.95%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%