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RATES OF

2026-03-03 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.99% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.79%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.84%
5 Years Fixed 6.34% 3.89%
5 years Variable 5.20% 3.50%
Refinance Fixed or variable 7.65% 3.75%
7 Years Fixed 6.69% 4.34%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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Our Tips and Tricks

What You Absolutely Need to Understand About Mortgage Penalties Before Signing

When comparing mortgages, your focus naturally goes to the interest rate. That’s normal! However, many homeowners discover too late that the advertised rate is not the true cost of a...

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Mortgage Renewal: Why Accepting the First Offer Could Cost You

Every year, thousands of homeowners in Quebec renew their mortgage by simply signing the offer sent by their financial institution. Quick. Simple. No appointment required. But behind this apparent...

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Understanding GST and QST When Buying a Property in Quebec

What Every Buyer Absolutely Needs to Know  Buying a property is a major milestone, and it’s essential to understand the tax implications associated with your transaction. Among these are...

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