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Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

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RATES OF

2025-05-12 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.09%
3 Years Fixed 6.44% 3.99%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.34% 3.99%
5 Years Fixed 6.39% 3.94%
5 years Variable 5.40% 4.10%
Refinance Fixed or variable 8.15% 4.14%
7 Years Fixed 6.69% 4.54%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

Real Estate Trends 2025: Quebecers and Their Buying and Selling Plans

We would like to share with you the latest trends in the Quebec real estate market for 2025. According to a recent survey, young adults aged 18 to 34 dominate buying intentions despite current...

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Buying a Home for the First Time: Use Your RRSP Without Penalty

If you want to buy a home for the first time or if you haven't owned a principal residence for at least 5 years, you can withdraw up to $60,000 from your RRSP, without penalty, through...

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Your Mortgage Renewal to Reduce Your Debts?

Do You Know Your Debt Level? Many people prioritize paying off their mortgage, but have you considered other high-interest debts? Suppose you have a car loan at 7% interest, a line of credit at 9%,...

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More Tips and Tricks