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the rate

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Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

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RATES OF

2025-07-18 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 4.04%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.29% 4.04%
5 Years Fixed 6.34% 4.04%
5 years Variable 5.40% 4.20%
Refinance Fixed or variable 8.15% 4.19%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

What If Your Mortgage Was About More Than Just the Rate?

Every year, surveys reveal the same troubling facts in the banking world: advisors who recommend poorly matched products, influenced more by sales targets than by their clients’ best...

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Home Equity Line of Credit: A Flexible Tool for Your Property Projects

Looking to renovate, purchase a second home, or manage unexpected expenses? Your property can become a valuable resource thanks to the home equity line of credit (HELOC). This is a revolving credit...

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Common-law partners in Quebec: What the new 2025 rules mean for you

Since June 30, 2025, the Quebec government has enacted major changes affecting common-law partners, particularly concerning family property. Here's what you need to know if you're living in a...

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