What If Your Mortgage Was About More Than Just the Rate?
Planiprêt
Jul 15, 2025
Every year, surveys reveal the same troubling facts in the banking world: advisors who recommend poorly matched products, influenced more by sales targets than by their clients’ best interests.
At Planiprêt, it’s the complete opposite. Our priority is you. Because we are not tied to any specific lender, we can evaluate the full range of mortgage options on the market without bias. Since the rate isn’t everything, we help you choose a mortgage that truly suits your situation.
A Human, Transparent, and Pressure-Free Approach
It usually starts with a recommendation—a friend, colleague, or professional refers you to one of our brokers. During the first meeting, we take time to get a full picture of your financial situation and understand your real needs.
We then propose several options, explaining the pros and cons of each. You make the final decision, fully informed. Our role? To guide you, not to pressure you.
No Quotas, No Sales Targets… Just Good Advice
Our brokers are paid by lenders through a percentage of the loan amount. This compensation is similar across lenders, which removes any incentive to favor one product over another.
And most importantly: No sales targets. No quotas. No pressure.
At Planiprêt, customer satisfaction is our only goal—because it fuels our reputation and referrals.
Certified Brokers Who Love Financial Education
All our brokers are certified by the Autorité des marchés financiers (AMF). They are required to complete 24 hours of continuing education every two years, ensuring a high standard of knowledge and integrity.
Planiprêt also provides brokers with an advanced recommendation tool that helps them deliver complete and personalized advice. And because they love sharing their knowledge, our brokers take time to explain key financial concepts—credit management, mortgage types, renewals, refinancing, and more.
Objective Comparisons and Complete Recommendations
The recommendation tool we use ensures full transparency. It allows us to compare options neutrally and structure them clearly.
With this kind of in-depth analysis, it’s hard to go wrong.
You’ll know exactly why a particular solution is recommended—and why another is not. That clarity builds confidence.
At Planiprêt, you’re not a sales target—you’re a client with a real-life project.
We believe your mortgage should work for you, not for an institution.
Looking for a pressure-free experience, honest advice, a complete analysis, and human support? That’s exactly what we offer.
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