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Vincent Le Saux

Vincent Le Saux

Mortgage Broker

Language(s):
French
English

vlesaux@planipret.com
(514) 447-3000

4454, avenue Papineau
Montréal, QC
H2H 1T8

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-10-04 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 5.94%
2 Years Fixed 7.34% 5.59%
3 Years Fixed 6.94% 4.45%
3 year closed Variable 7.85% 6.45%
4 Years Fixed 6.74% 4.29%
5 Years Fixed 6.79% 4.24%
5 years Variable 6.90% 5.30%
Refinance Fixed or variable 9.65% 4.34%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.19%
HELOC 7.45% 6.95%

PARTNERS

Our Tips and Tricks

Should You Break Your Mortgage to Get a Lower Rate?

When interest rates drop, many homeowners are wondering if it's worth breaking their current mortgage to lock in a better rate. While this may seem like a tempting opportunity, it's crucial to...

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Federal government raises CMHC mortgage cap to $1.5M and expands 30-year amortizations for first-time buyers

The federal government announced some sweeping changes to Canada’s mortgage system in an effort to improve housing affordability and access.One of the key changes is the increase in...

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Fixed or Variable Rate Mortgage: How to Make the Best Choice

Choosing between a fixed-rate mortgage and a variable-rate one remains a crucial decision for many homeowners in Quebec. In 2024, this choice is even more critical given the economic uncertainties...

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