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Valérie Garon

Valérie Garon

Mortgage Broker

Language(s):
French

vgaron@planipret.com
(514) 919-7717

425 Avenue Maters , bur. 102
St-Eustache, QC
J7P 4C1

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-07-02 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 4.04%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.29% 4.04%
5 Years Fixed 6.34% 3.99%
5 years Variable 5.40% 4.15%
Refinance Fixed or variable 8.15% 4.19%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

Keeping Your Home, Buying the Next: How Alice and Bob Achieved Their Real Estate Dream

Alice and Bob live in a lovely little cozy house in the Laurentians. While taking a walk on a beautiful Sunday, they discovered a house for sale hidden in the woods. The real estate agent was on site...

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Mortgage Pre-Approval: 6 Keys to Transform a Potential Yes into a Real Approval

Are you getting ready to start your property search? To do so, you will need a mortgage pre-approval. Although it represents the maximum amount you could obtain, this pre-approval does not guarantee...

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Energy-Efficient Home: Simple Tips, Lasting Impact

Sustainable development, energy efficiency, eco-responsibility... these are not just passing trends, but rather a way of life. Indeed, according to a study conducted in 2017 by Sagen, more than 70%...

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