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Samuel Lapierre

Samuel Lapierre

Mortgage Broker

Language(s):
French
English

slapierre@planipret.com
(418) 955-7232

425, 82e rue Ouest
Québec, QC
G1G 3A4

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2026-04-15 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.89% 4.89%
2 Years Fixed 6.34% 4.29%
3 Years Fixed 6.19% 4.04%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.24% 4.14%
5 Years Fixed 6.29% 4.14%
5 years Variable 5.20% 3.60%
Refinance Fixed or variable 7.65% 3.80%
7 Years Fixed 6.69% 4.54%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

PARTNERS

Our Tips and Tricks

5%, 10%, or 20%: Which Down Payment Is the Most Advantageous?

Buying a property is one of the most significant investments in a lifetime. One of the first questions buyers ask is: How much should I put down as a down payment? In Canada, it is possible to...

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How Do You Choose Between a Fixed and a Variable Rate Based on Your Financial Profile?

In today’s market, interest rates are constantly in the news. Should you choose a fixed or variable rate?There is no universal answer. The right choice depends on your financial profile...

Read More
Mortgage and Renovations Financing Your Projects the Smart Way

For many homeowners, renovations are a natural part of homeownership. Whether to improve comfort, modernize a space or increase property value, projects are endless.   But one question...

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More Tips and Tricks

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