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Anne Tetro

5.0

Dimitri was clear and concise in his explanations and patient with my many, many questions. He was prompt with phone messages and email responses. Most importantly he was diligent and very precise with the banking institution with which we were negotiating and was able to secure an amazing interest rate and added value benefits for us. I have recommended Dimitri and Planipret to many friends.


Stefanie Dunn

5.0

Ryan was always there to answer all my questions, with an extremely quick turnaround time


Paul Rapagna

5.0

Dimitrios helped me take advantage of a promotion offered by the lender and guided me successfully in applying for the mortgage.


Daphna

5.0

I have used Ryan several times and he has always found the best product for my needs at an amazing rate


Sally Karamanoukian

5.0

I have recommended Ryan many times to friends and family and they too, were very happy with the exceptional service provided


Rakesh Awasthi

5.0

Always took care of us when we needed him. Always found the best solutions for us with great rates. He’s always accessible. He has a great personality that goes along with his professionalism. His knowledge and being upfront leads. We trust that we will think of our best interest 100%. We would never consider another broker and encourage everyone we know to try his service.


Keith Dugas

5.0

From the beginning to end Ryan went over and above and was a great support in securing our mortgage


Tracy Pennimpede

5.0

Ryan is very knowledgeable and explains everything really well. He knows his stuff!


Patrick Ahmarani

5.0

Ryan was extremely professional, a pleasure to work with.


Valérie

5.0

Très bon service, simple efficace. Nos inquiétudes et questionnement on bien répondu on a eu toute suite confiance avec Ryan!


Larry Bullock

5.0

Efficient communication and follow-up


Naomi Plante

5.0

They have been so professional, kind, and patient with us, answering all of our questions and helped us understand better!


Brigitte Beaulieu

5.0

Une personne très professionnelle avec une expertise sans égale. À recommander!


Francis

5.0

Très bon service et il reste toujours disponible pour nous accompagner.


Joanne Paquin

5.0

Nous avons été reçu avec gentillesse et avec politesse. Un bel accueil!


MConforti

5.0

Ryan Lehaye was very knowledgeable, informative and helpful throughout the entire process. He made me feel comfortable about my biggest investment to date.


Jack Hackel

5.0

Procuring a mortgage can be a dizzying for a first timer and Ryan made it simple, non-stressful and pleasant overall.


Jennifer Ross

5.0

Ryan and his team were personable, well informed, and quick to respond to any question or issue that came up. Will definitely work with them again.


Manoela Miranda

5.0

Ryan has helped me in several occasions. He and his team provide excellent service and advice. I have recommended Ryan many times to friends and colleagues and would not think of going to another boker for my next property.


Rakesh Awasthi

5.0

Ryan is a true professional. He treated us the way we wanted to be treated. Handled our dossier like a champion. We would never consider going elsewhere.


Ashley Mark

5.0

We are very grateful for the exceptional service Ryan La Haye provided us with while helping is to negotiate our mtg. He responded to our queries via email or phone within hours of leaving messages. He is extremely knowledgable and worked hard to beat the best available rare for us! We will definitely work with Ryan again in the future and we are passing along his name to friends and family! Thanks Ryan!


Beverley Greeley

5.0

Very pleased with the service, professionalism, friendliness and thoroughness at Planipret. Easy to reach, always pleasant. Jazymyne is very professional, pleasant and competent. They were referred by Dina Tuvo, excellent real estate agent with Remax, and in turn, referred us to an excellent notary, Kallipe Kouzellis. I will definitely deal with all three again in the future.


Debbie Foster

5.0

I've worked with Ryan on 2 mortgages now and will continue to do so. He offers exceptional service and clearly explained my options based on my long-term plans. He and his team made the process simple for me, much appreciated since moving is hectic and this part wasn't!


Rosa

5.0

Ryan and his team went above and beyond to help with the refinancing of our mortgage. There were several hiccups along the way and all were handled with a great amount professionalism and efficiency. He is extremely knowledgeable and provided a complete service that gave us piece of mind.


Sylviane S.

5.0

Planiprêt is the best mortgage broker you could find, always at your service, finding the best products for you and even throwing in a few miracles when you need it to the most ;)


Oana Iurescu

5.0

We had a great communication with Ryan. Thank you for your expertise!


Shan Do

5.0

Ryan Lahaye's service level is excellent. He tailored the perfect product to our specific requirements and for that, we are very grateful as he literally saved us thousands of dollars vs what traditional banks had offered us. However, the greatest quality of Ryan is his honesty and how forthcoming he is, as it creates an atmosphere of trust that my spouse and I highly value.


Alain Bernard

5.0

Ryan breaks down the info very intelligently. Explains everything and explains things very well.


Francesca D’Ambrosio

5.0

The best form of a compliment would be to recommend Ryan La Haye and the Planipret team to all my family and friends in all confidence and without any hesitation. Excellent experience!


Lisa Krywiak

5.0

You're in excellent hands with Ryan! He'll give you great advice and he's always available!


Vilma Di Lalla

5.0

5 star rating I would recommend highly !


Louis Di Lalla

5.0

Choosing the right mortgage can be tricky. You want to make sure it caters to your specific needs at that moment in your life. Ryan made sure we got that plan. Very knowledgeable in order to ensure the right plan for us.


Lisa Krywiak

5.0

Fast, reliable, friendly service! I completely trust Ryan!


Adamo Sorella

5.0

This is my 3rd mortgage with Team Ryan La Haye because the professionalism, service, and knowledge demonstrated each time are second to none. I feel confident that I’m receiving the very best advice out there.


Brian Deptuck

5.0

These guys were excellent middlemen( women) between me and the financial institution I dealt with. They have your back.


Christina Skaltsas

5.0

What can be said about Ryan that wouldn’t have already been mentioned? This is my third mortgage dealing with Ryan and Fanny. Their service is exceptional, their professionalism is unmatched, their patience is a breath of fresh air. They take the time to explain the products to you and make sure you fully understand and agree. I will not hesitate to use them a fourth time ???? Thank you Ryan and Fanny for your attention to detail and help!


Christina Skaltsas

5.0

What can be said about Ryan that wouldn’t have already been mentioned? This is my third mortgage dealing with Ryan and Fanny. Their service is exceptional, their professionalism is unmatched, their patience is a breath of fresh air. They take the time to explain the products to you and make sure you fully understand and agree. I will not hesitate to use them a fourth time ???? Thank you Ryan and Fanny for your attention to detail and help!


Timothy Smith

5.0

Jazmyne and Ryan are very knowledgeable about which product best suited our needs. They are courteous, professional, efficient and went above and beyond what we expected to unsure we were satisfied.


John and Joyce Regimbald

5.0

Great service, process was very quick, and Ryan made us feel right at home, he is such a pro !!!


Pellegrino

5.0

Ryan was very helpful,professional and answered all our question,until we understood.He was great and would have no problems referring him.Keep up the great work.


Jack Hackel

5.0

Procuring a mortgage can be a dizzying for a first timer and Ryan made it simple, non-stressful and pleasant overall.


Jack Hackel

5.0

Procuring a mortgage can be a dizzying for a first timer and Ryan made it simple, non-stressful and pleasant overall.


Jennifer Ross

5.0

Ryan and his team were personable, well informed, and quick to respond to any question or issue that came up. Will definitely work with them again.


Jennifer Ross

5.0

Ryan and his team were personable, well informed, and quick to respond to any question or issue that came up. Will definitely work with them again.


Manoela Miranda

5.0

Ryan has helped me in several occasions. He and his team provide excellent service and advice. I have recommended Ryan many times to friends and colleagues and would not think of going to another boker for my next property.


Manoela Miranda

5.0

Ryan has helped me in several occasions. He and his team provide excellent service and advice. I have recommended Ryan many times to friends and colleagues and would not think of going to another boker for my next property.


Rakesh Awasthi

5.0

Ryan is a true professional. He treated us the way we wanted to be treated. Handled our dossier like a champion. We would never consider going elsewhere.


Rakesh Awasthi

5.0

Ryan is a true professional. He treated us the way we wanted to be treated. Handled our dossier like a champion. We would never consider going elsewhere.


Ashley Mark

5.0

We are very grateful for the exceptional service Ryan La Haye provided us with while helping is to negotiate our mtg.  He responded to our queries via email or phone within hours of leaving messages.  He is extremely knowledgable and worked hard to beat the best available rare for us!  We will definitely work with Ryan again in the future and we are passing along his name to friends and family! Thanks Ryan!


Ashley Mark

5.0

We are very grateful for the exceptional service Ryan La Haye provided us with while helping is to negotiate our mtg.  He responded to our queries via email or phone within hours of leaving messages.  He is extremely knowledgable and worked hard to beat the best available rare for us!  We will definitely work with Ryan again in the future and we are passing along his name to friends and family! Thanks Ryan!


Beverley Greeley

5.0

Very pleased with the service, professionalism, friendliness and thoroughness at Planipret. Easy to reach, always pleasant. Jazymyne is very professional, pleasant and competent. They were referred by Dina Tuvo, excellent real estate agent with Remax, and in turn, referred us to an excellent notary, Kallipe Kouzellis. I will definitely deal with all three again in the future.


Beverley Greeley

5.0

Very pleased with the service, professionalism, friendliness and thoroughness at Planipret. Easy to reach, always pleasant. Jazymyne is very professional, pleasant and competent. They were referred by Dina Tuvo, excellent real estate agent with Remax, and in turn, referred us to an excellent notary, Kallipe Kouzellis. I will definitely deal with all three again in the future.


Debbie Foster

5.0

I've worked with Ryan on 2 mortgages now and will continue to do so. He offers exceptional service and clearly explained my options based on my long-term plans. He and his team made the process simple for me, much appreciated since moving is hectic and this part wasn't!


Debbie Foster

5.0

I've worked with Ryan on 2 mortgages now and will continue to do so. He offers exceptional service and clearly explained my options based on my long-term plans. He and his team made the process simple for me, much appreciated since moving is hectic and this part wasn't!


Rosa

5.0

Ryan and his team went above and beyond to help with the refinancing of our mortgage. There were several hiccups along the way and all were handled with a great amount professionalism and efficiency. He is extremely knowledgeable and provided a complete service that gave us piece of mind.


Rosa

5.0

Ryan and his team went above and beyond to help with the refinancing of our mortgage. There were several hiccups along the way and all were handled with a great amount professionalism and efficiency. He is extremely knowledgeable and provided a complete service that gave us piece of mind.


Sylviane S.

5.0

Planiprêt is the best mortgage broker you could find, always at your service, finding the best products for you and even throwing in a few miracles when you need it to the most ;)


Sylviane S.

5.0

Planiprêt is the best mortgage broker you could find, always at your service, finding the best products for you and even throwing in a few miracles when you need it to the most ;)


Oana Iurescu

5.0

We had a great communication with Ryan. Thank you for your expertise!


Oana Iurescu

5.0

We had a great communication with Ryan. Thank you for your expertise!


Shan Do

5.0

Ryan Lahaye's service level is excellent. He tailored the perfect product to our specific requirements and for that, we are very grateful as he literally saved us thousands of dollars vs what traditional banks had offered us. However, the greatest quality of Ryan is his honesty and how forthcoming he is, as it creates an atmosphere of trust that my spouse and I highly value.


Shan Do

5.0

Ryan Lahaye's service level is excellent. He tailored the perfect product to our specific requirements and for that, we are very grateful as he literally saved us thousands of dollars vs what traditional banks had offered us. However, the greatest quality of Ryan is his honesty and how forthcoming he is, as it creates an atmosphere of trust that my spouse and I highly value.


Alain Bernard

5.0

Ryan breaks down the info very intelligently. Explains everything and explains things very well.


Alain Bernard

5.0

Ryan breaks down the info very intelligently. Explains everything and explains things very well.


Francesca D’Ambrosio

5.0

The best form of a compliment would be to recommend Ryan La Haye and the Planipret team to all my family and friends in all confidence and without any hesitation. Excellent experience!


Francesca D’Ambrosio

5.0

The best form of a compliment would be to recommend Ryan La Haye and the Planipret team to all my family and friends in all confidence and without any hesitation. Excellent experience!


Lisa Krywiak

5.0

You're in excellent hands with Ryan! He'll give you great advice and he's always available!


Lisa Krywiak

5.0

You're in excellent hands with Ryan! He'll give you great advice and he's always available!


Vilma Di Lalla

5.0

5 star rating I would recommend highly !


Vilma Di Lalla

5.0

5 star rating I would recommend highly !


Louis Di Lalla

5.0

Choosing the right mortgage can be tricky. You want to make sure it caters to your specific needs at that moment in your life. Ryan made sure we got that plan. Very knowledgeable in order to ensure the right plan for us.


Louis Di Lalla

5.0

Choosing the right mortgage can be tricky. You want to make sure it caters to your specific needs at that moment in your life. Ryan made sure we got that plan. Very knowledgeable in order to ensure the right plan for us.


Maxime CharestLisa Krywiak

5.0

Fast, reliable, friendly service! I completely trust Ryan!


Maxime CharestLisa Krywiak

5.0

Fast, reliable, friendly service! I completely trust Ryan!


Adamo Sorella

5.0

This is my 3rd mortgage with Team Ryan La Haye because the professionalism, service, and knowledge demonstrated each time are second to none. I feel confident that I’m receiving the very best advice out there.


Adamo Sorella

5.0

This is my 3rd mortgage with Team Ryan La Haye because the professionalism, service, and knowledge demonstrated each time are second to none. I feel confident that I’m receiving the very best advice out there.


Yann LamontagneBrian Deptuck

5.0

These guys were excellent middlemen( women) between me and the financial institution I dealt with. They have your back.


Yann LamontagneBrian Deptuck

5.0

These guys were excellent middlemen( women) between me and the financial institution I dealt with. They have your back.


Christina Skaltsas

5.0

What can be said about Ryan that wouldn’t have already been mentioned? This is my third mortgage dealing with Ryan and Fanny. Their service is exceptional, their professionalism is unmatched, their patience is a breath of fresh air. They take the time to explain the products to you and make sure you fully understand and agree. I will not hesitate to use them a fourth time ? Thank you Ryan and Fanny for your attention to detail and help!


Christina Skaltsas

5.0

What can be said about Ryan that wouldn’t have already been mentioned? This is my third mortgage dealing with Ryan and Fanny. Their service is exceptional, their professionalism is unmatched, their patience is a breath of fresh air. They take the time to explain the products to you and make sure you fully understand and agree. I will not hesitate to use them a fourth time ? Thank you Ryan and Fanny for your attention to detail and help!


Timothy Smith

5.0

Jazmyne and Ryan are very knowledgeable about which product best suited our needs. They are courteous, professional, efficient and went above and beyond what we expected to unsure we were satisfied.


Timothy Smith

5.0

Jazmyne and Ryan are very knowledgeable about which product best suited our needs. They are courteous, professional, efficient and went above and beyond what we expected to unsure we were satisfied.


John and Joyce Regimbald

5.0

Great service, process was very quick, and Ryan made us feel right at home, he is such a pro !!!


John and Joyce Regimbald

5.0

Great service, process was very quick, and Ryan made us feel right at home, he is such a pro !!!


Pellegrino

5.0

Ryan was very helpful,professional and answered all our question,until we understood.He was great and would have no problems referring him.Keep up the great work.


Pellegrino

5.0

Ryan was very helpful,professional and answered all our question,until we understood.He was great and would have no problems referring him.Keep up the great work.


RATES OF

August 10 2020

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 3.99% 1.99%
2 Years Fixed 3.89% 1.99%
3 Years Fixed 4.34% 1.99%
4 Years Fixed 4.89% 1.99%
5 Years Fixed 4.94% 2.09%
5 years Variable 2.45% 1.99%
7 Years Fixed 5.80% 2.19%
10 Years Fixed 6.60% 2.64%
HELOC 2.45% 3.05%

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