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Renewing Your Mortgage Just Before Selling: The Mistake That Costs Thousands

Marc and Julie signed their mortgage renewal in January. Five months later, they decided to sell their home and upgrade to something bigger. What they hadn't factored in was how much that decision...

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$5,875 Back from the Government, What It Means for Camille

Camille is 29 years old. For three years, she’s been setting money aside every month. She’s dreaming of her first place, small but hers. And since January 1, 2026, the Quebec government...

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Refinance, Renew or Do Nothing: How to Make the Right Decision

When your mortgage term is coming up or your situation changes, one question often arises: Should I refinance, renew… or do nothing? Contrary to popular belief, the best decision is not...

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How Much Cash Should You Keep After Buying a Home?

When buying a home, most attention goes to the down payment. But a common mistake is investing everything and keeping no reserve. The real question is: how much should you keep after...

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RATES OF

2026-06-01 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.89% 4.89%
2 Years Fixed 6.34% 4.29%
3 Years Fixed 6.19% 4.04%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.24% 4.09%
5 Years Fixed 6.29% 4.09%
5 years Variable 5.40% 3.55%
Refinance Fixed or variable 8.15% 3.80%
7 Years Fixed 6.69% 4.44%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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