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Raphaël Gauthier-Leclerc

Raphaël Gauthier-Leclerc

Mortgage Broker

Language(s):
French
English

contact@raphaelgauthier.com
(418) 264-4853

725 boul. Lebourgneuf , Bureau 404-B
Québec, QC
G2J 0C4

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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Let us help you budget your mortgage so there are no surprises

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-05-17 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.94% 7.55%
1 Year Fixed 7.89% 6.79%
2 Years Fixed 7.49% 6.14%
3 Years Fixed 7.14% 5.09%
4 Years Fixed 6.99% 4.94%
5 Years Fixed 6.84% 4.79%
5 years Variable 7.65% 6.15%
Refinance Fixed or variable 10.40% 5.09%
3 year closed Variable 8.60% 7.20%
7 Years Fixed 7.10% 4.94%
10 Years Fixed 7.49% 5.79%
HELOC 8.20% 7.70%

PARTNERS

Our Tips and Tricks

Homebuyers in Limbo Awaiting Bank of Canada's Rate Cuts

It's Canada’s worst-kept economic secret. Tens of thousands of prospective homebuyers are hesitant to purchase, waiting for the Bank of Canada to lower interest rates. A BMO poll conducted by...

Read More
Canadian Renters Showing Signs of Financial Strain According to the Bank of Canada

The Bank of Canada is raising concerns about the impact of higher interest rates on renters. While most households appear to be managing increased debt servicing costs, many mortgage holders will...

Read More
Speed Up Your Mortgage Payments and Save Money

What is the difference between an accelerated weekly payment and a non-accelerated payment? Simple! If your mortgage costs you $1,000 a month, and you want to pay it weekly, your financial...

Read More
More Tips and Tricks

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