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Pierre Gauthier

Pierre Gauthier

Mortgage Broker

Language(s):
French

pgauthier@planipret.com
(819) 856-3041

1544 rue Duchesne
Val-d'Or, QC
J9P 5L9

To Have Access to My Calendly

To Have Access to My Microsoft Booking

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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Let us help you budget your mortgage so there are no surprises

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2026-05-06 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.89% 4.89%
2 Years Fixed 6.34% 4.29%
3 Years Fixed 6.19% 4.04%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.24% 4.09%
5 Years Fixed 6.29% 4.09%
5 years Variable 5.20% 3.60%
Refinance Fixed or variable 7.65% 3.80%
7 Years Fixed 6.69% 4.44%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

PARTNERS

Our Tips and Tricks

Is Your Mortgage Still Aligned With Your Life Today?

When you first sign a mortgage, everything seems clear. The rate is chosen. Payments are set. The plan is in place. But life moves forward. And often, your reality changes while your...

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Changing Homes, Should You Sell Before You Buy or Buy Before You Sell?

When changing properties, one common question is: Should I sell my current property before buying the next one, or buy first and sell later? Both strategies have benefits and risks. The...

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5%, 10%, or 20%: Which Down Payment Is the Most Advantageous?

Buying a property is one of the most significant investments in a lifetime. One of the first questions buyers ask is: How much should I put down as a down payment? In Canada, it is possible to...

Read More
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