Our tips & tricks | Mortgages Planners

Lastest Posts

Is Buying with a 5% Down Payment a Smart Move or a Risky Decision?

For many first time buyers, the same question often comes up. Is it a good idea to buy a property with only a 5% down payment? Some people say it is too risky. Others say you should enter the market...

5 Mistakes to Avoid When Buying Your First Home

Buying your first home is a major milestone and often an emotional one. Between the excitement of property visits and important financial decisions, it’s easy to make mistakes that can be...

What You Absolutely Need to Understand About Mortgage Penalties Before Signing

When comparing mortgages, your focus naturally goes to the interest rate. That’s normal! However, many homeowners discover too late that the advertised rate is not the true cost of a...

Mortgage Renewal: Why Accepting the First Offer Could Cost You

Every year, thousands of homeowners in Quebec renew their mortgage by simply signing the offer sent by their financial institution. Quick. Simple. No appointment required. But behind this apparent...

RATES OF

2026-03-13 00:00:00

TERMS	BANKS	MORTGAGE PLANNERS
1 Year Fixed	6.89%	4.89%
2 Years Fixed	6.34%	4.24%
3 Years Fixed	6.19%	3.84%
3 year closed Variable	5.95%	4.45%
4 Years Fixed	6.24%	3.89%
5 Years Fixed	6.29%	3.89%
5 years Variable	5.20%	3.50%
Refinance Fixed or variable	7.65%	3.75%
7 Years Fixed	6.69%	4.34%
10 Years Fixed	7.14%	5.04%
HELOC	5.45%	4.95%

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Olivier Tremblay, CPA, CA

Lastest Posts

Is Buying with a 5% Down Payment a Smart Move or a Risky Decision?

5 Mistakes to Avoid When Buying Your First Home

What You Absolutely Need to Understand About Mortgage Penalties Before Signing

Mortgage Renewal: Why Accepting the First Offer Could Cost You

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RATES OF

2026-03-13 00:00:00

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