× Our work Why it's free Our clients About us Our calculators Our tips & tricks Our rates Application Contact us Alert Career

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!


Mortgage Planners, who is it for?

Mortgages Planners Tools

Calculate your budget

Let us help you budget your mortgage so there are no surprises

Calculate

Online Request

Apply online it’s entirely confidential and get your answer today.

Apply

WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-06-06 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.44% 4.09%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.29% 4.09%
5 Years Fixed 6.39% 4.09%
5 years Variable 5.40% 4.20%
Refinance Fixed or variable 8.15% 4.14%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

Changing Jobs During a Mortgage Application: What You Absolutely Need to Know in 2025

You received an enticing job offer while in the middle of the home buying process? Congratulations! But be careful: changing jobs at this precise moment can jeopardize your mortgage...

Read More
Mortgage - 7 Questions to Ask Your Banker

Negotiating a mortgage is more complicated than negotiating just a rate. Unfortunately, clients too often lose thousands of dollars because they were poorly advised. Here are 7 questions that your...

Read More
What Netflix, Spotify, and your mortgage have in common

At first glance, comparing a mortgage to services like Netflix or Spotify might seem far-fetched. After all, one is a major financial commitment over several years, while the others are monthly...

Read More
More Tips and Tricks

Sign up for our alerts and receive one of the following:

  • Our Tip of the week, and/or
  • Our Monthly summary of our tips, and/or
  • 2-4 emails a year on major changes in the field, and/or
  • Renewal; 3 emails 8 months, 6 months, 3 months before the end of your mortgage loan, and/or
  • Tips and tricks for buyers; sequence of 24 emails over 24 weeks

In addition to receiving the information, you will have access to our calculators, our rates and our contact information.

Let us orchestrate the details of your mortgage!