× Our work Why it's free Our clients About us Our calculators Our tips & tricks Our rates Application Contact us Alert Career
Mélanie Pépin

Mélanie Pépin

Mortgage Broker

Language(s):
French
English

mpepin@planipret.com
(514) 688-5879

1427 rue Fleury Est
Montréal, QC
H2C 1R9

Lastest Posts

Mortgage Renewal: Why Accepting the First Offer Could Cost You

Every year, thousands of homeowners in Quebec renew their mortgage by simply signing the offer sent by their financial institution. Quick. Simple. No appointment required. But behind this apparent...

Read More
Understanding GST and QST When Buying a Property in Quebec

What Every Buyer Absolutely Needs to Know  Buying a property is a major milestone, and it’s essential to understand the tax implications associated with your transaction. Among these are...

Read More
Can I Use the Increase in My Home’s Value to Maximize My RRSP?

With rising real estate values in recent years, many homeowners are asking an important question: Can I use the increase in my home’s value to maximize my RRSP? The answer is yes, in certain...

Read More
Costs to Consider When Buying a Property in Quebec

Buying a home is an exciting milestone—especially for first time buyers—but it also comes with several costs that are often underestimated. Many buyers mistakenly believe that the down...

Read More

Search articles by category

Subscribe to Newsletter

RATES OF

2026-02-24 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.74%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.84%
5 Years Fixed 6.34% 3.89%
5 years Variable 5.20% 3.50%
Refinance Fixed or variable 7.65% 3.75%
7 Years Fixed 6.69% 4.34%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

Sign up for our alerts and receive one of the following:

  • Our Tip of the week, and/or
  • Our Monthly summary of our tips, and/or
  • 2-4 emails a year on major changes in the field, and/or
  • Renewal; 3 emails 8 months, 6 months, 3 months before the end of your mortgage loan, and/or
  • Tips and tricks for buyers; sequence of 24 emails over 24 weeks

In addition to receiving the information, you will have access to our calculators, our rates and our contact information.

Let us orchestrate the details of your mortgage!