× Our work Why it's free Our clients About us Our calculators Our tips & tricks Our rates Application Contact us Alert Career
Mélanie Pépin

Mélanie Pépin

Mortgage Broker

Language(s):
French
English

mpepin@planipret.com
(514) 688-5879

1427 rue Fleury Est
Montréal, QC
H2C 1R9

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!


Mortgage Planners, who is it for?

Mortgages Planners Tools

Calculate your budget

Let us help you budget your mortgage so there are no surprises

Calculate

Online Request

Apply online it’s entirely confidential and get your answer today.

Apply

WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-09-02 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 4.04%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.29% 4.04%
5 Years Fixed 6.34% 4.14%
5 years Variable 5.40% 4.05%
Refinance Fixed or variable 8.15% 4.24%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

How To Leverage the Value of Your Property

Éliane and Pascal, a couple in their thirties living in Longueuil, have just made a decision that could change their financial future. As homeowners for eight years, they have seen the value...

Read More
Which Documents Do You Need to Get a Mortgage?

Buying a home or condo is an exciting milestone—but it can quickly become stressful if you’re not prepared. Getting your mortgage approved requires specific documents and proofs of funds....

Read More
Changing jobs during the mortgage application process has its risks!

Receiving an exciting job offer while you're in the middle of buying a home may seem like great news. But be careful—a job change at the wrong time can jeopardize your mortgage...

Read More
More Tips and Tricks

Sign up for our alerts and receive one of the following:

  • Our Tip of the week, and/or
  • Our Monthly summary of our tips, and/or
  • 2-4 emails a year on major changes in the field, and/or
  • Renewal; 3 emails 8 months, 6 months, 3 months before the end of your mortgage loan, and/or
  • Tips and tricks for buyers; sequence of 24 emails over 24 weeks

In addition to receiving the information, you will have access to our calculators, our rates and our contact information.

Let us orchestrate the details of your mortgage!