× Our work Why it's free Our clients About us Our calculators Our tips & tricks Our rates Application Contact us Alert Career
Maxime Lafrance Desrochers

Maxime Lafrance Desrochers

Mortgage Broker

Language(s):
French

mlafrance@planipret.com
(418) 627-3232

3000 rue Alexandra , bureau 301
Québec, QC
G1E 7C8

Lastest Posts

Planning for Retirement: How to Use Your Home Equity to Reduce Taxes

Retirement is a crucial stage that requires smart financial planning. Most of the time, we immediately think of our RRSPs, TFSAs, or other investments to ensure security. However, one powerful tool...

Read More
Debt Consolidation: Regain Control After the Holidays

The holiday season is magical—full of joy, family, and celebration. But let’s be honest: it can also leave behind a financial burden. Between gifts, festive meals, and little extras,...

Read More
Fairstone and Laurentian Bank: A Powerful Partnership Bringing Greater Benefits to Clients

December 2, 2025 marks a major milestone in the Canadian banking sector: Fairstone Bank of Canada has acquired Laurentian Bank for $1.9 billion. This strategic alliance paves the way for a more...

Read More
Real Estate and Remote Work: A Lasting Trend or a Shift? What It Means for Your Mortgage

Since 2020, remote work has transformed our habits and the Quebec real estate market. But a new directive from the Canadian government, which plans a gradual return to the office for its employees,...

Read More

Search articles by category

Subscribe to Newsletter

RATES OF

2026-01-12 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.89%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.99%
5 Years Fixed 6.34% 3.94%
5 years Variable 5.20% 3.60%
Refinance Fixed or variable 7.65% 4.00%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

Sign up for our alerts and receive one of the following:

  • Our Tip of the week, and/or
  • Our Monthly summary of our tips, and/or
  • 2-4 emails a year on major changes in the field, and/or
  • Renewal; 3 emails 8 months, 6 months, 3 months before the end of your mortgage loan, and/or
  • Tips and tricks for buyers; sequence of 24 emails over 24 weeks

In addition to receiving the information, you will have access to our calculators, our rates and our contact information.

Let us orchestrate the details of your mortgage!