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Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2026-02-13 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.74%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.89%
5 Years Fixed 6.34% 3.94%
5 years Variable 5.20% 3.50%
Refinance Fixed or variable 7.65% 3.75%
7 Years Fixed 6.69% 4.49%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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Our Tips and Tricks

Understanding GST and QST When Buying a Property in Quebec

What Every Buyer Absolutely Needs to Know  Buying a property is a major milestone, and it’s essential to understand the tax implications associated with your transaction. Among these are...

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Can I Use the Increase in My Home’s Value to Maximize My RRSP?

With rising real estate values in recent years, many homeowners are asking an important question: Can I use the increase in my home’s value to maximize my RRSP? The answer is yes, in certain...

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Costs to Consider When Buying a Property in Quebec

Buying a home is an exciting milestone—especially for first time buyers—but it also comes with several costs that are often underestimated. Many buyers mistakenly believe that the down...

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