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Marco Santamaria

Marco Santamaria

Mortgage Broker

Language(s):
French
English
Spanish

msantamaria@planipret.com
(450) 934-0679

430, BOUL. ARTHUR-SAUVÉ , BUREAU 2070
SAINT-EUSTACHE, QC
J7R 6V6

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

Calculate your budget

Let us help you budget your mortgage so there are no surprises

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Online Request

Apply online it’s entirely confidential and get your answer today.

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2026-01-30 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.79%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.94%
5 Years Fixed 6.34% 3.89%
5 years Variable 5.20% 3.50%
Refinance Fixed or variable 7.65% 3.75%
7 Years Fixed 6.69% 4.54%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

PARTNERS

Our Tips and Tricks

Preparing Your Mortgage Application: The First Step Toward Successful Financing

Are you considering purchasing a property or refinancing to bring new projects to life? Before taking the next step, properly preparing your mortgage application is essential. A well-organized file...

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Turn Your Debt into Savings: Cash Damming Explained

When you think about your mortgage, you probably focus on the interest rate and monthly payments. However, there’s a tax strategy that can completely change how you manage your finances: Cash...

Read More
Planning for Retirement: How to Use Your Home Equity to Reduce Taxes

Retirement is a crucial stage that requires smart financial planning. Most of the time, we immediately think of our RRSPs, TFSAs, or other investments to ensure security. However, one powerful tool...

Read More
More Tips and Tricks

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