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Marc-Antoine Bouillon

Marc-Antoine Bouillon

Mortgage Broker

Language(s):
French
English

mbouillon@planipret.com
(819) 371-7738 ext.6

425 Avenue Mathers , bur. 102
St-Eustache, QC
J7P 4C1

Ask Yourself These Questions When Your Mortgage Is Almost Up for Renewal

Clearly, although your mortgage renewal may seem like a banal procedure, it can be if you do not seriously think about the questions listed below:


  1. Are we satisfied with our current financial institution?

  2. Are there banks or lenders that can meet our needs better?

  3. Does our home need any major renovations: windows, roof, plumbing, electricity?

  4. Are we ready to take on those great projects we have been dreaming about for years: pool, new kitchen, new bathroom, finishing the basement, adding an extension?

  5. Do we have any high-interest debts on credit cards or on a personal line of credit?

  6. Are we certain that our current financial institution is offering us the best interest rate for our mortgage renewal?

  7. What would be the best type of loan for us:  a line of credit, variable or fixed rate, short or long term?

  8. Are our RRSP’s maximized?

  9. Are we planning on moving anytime soon?

  10.  Are we still interested in buying that lakeside cottage?

  11. Is this a good time to invest in a revenue property?

Careful consideration of these questions will help you secure the best rate and conditions for your mortgage renewal. Do not sign the mortgage renewal that you will receive in the mail before speaking to an expert in the field (that means me!) who can help you answer all of these questions.

Give us a call today and we’ll put our experience to work in helping you find the perfect solution !

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RATES OF

2024-06-17 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.94% 7.55%
1 Year Fixed 7.89% 6.79%
2 Years Fixed 7.49% 6.14%
3 Years Fixed 7.14% 4.99%
4 Years Fixed 6.99% 4.79%
5 Years Fixed 6.84% 4.74%
5 years Variable 7.40% 5.90%
Refinance Fixed or variable 10.15% 5.04%
3 year closed Variable 8.35% 6.95%
7 Years Fixed 7.10% 4.89%
10 Years Fixed 7.49% 5.69%
HELOC 7.95% 7.45%

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