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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

January 30 2023

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.79% 5.84%
2 Years Fixed 6.59% 5.74%
3 Years Fixed 6.99% 4.89%
4 Years Fixed 6.99% 4.79%
5 Years Fixed 6.99% 4.59%
5 years Variable 7.20% 5.50%
7 Years Fixed 7.00% 5.54%
10 Years Fixed 7.49% 5.64%
HELOC 7.70% 7.20%

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Our Tips and Tricks

Can I optimize my mortgage renewal ?

When the time comes to renew your mortgage, are you the type to accept the first offer or to look around to get the best possible product? Surprisingly, barely half of Quebecers try to get a better...

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Your mortgage renewal could reduce your debts.

A car financed at 7%, a line of credit at 9%, credit cards at 19%… Have you ever made a comprehensive list of your current debts?  Many Quebeckers prioritize paying off their mortgage,...

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Did you know about the 9% tax?

In Quebec, the majority of insurance policies is subject to a 9% tax. Therefore, when you buy a house, the mortgage loan has to be insured by the CMHC, Sagen, or Canada Garanty, and the Quebec...

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