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Guillaume Lessard

Guillaume Lessard

Mortgage Broker

Language(s):
French
English
Spanish

glessard@planipret.com
(418) 817-4548
(418) 543-2753

282 rue Sainte-Anne , bureau 201
Chicoutimi, QC
G7J 2M4

Make sure you are ready to sign at the notary.

You recently lived the hectic experience of finding a home: negotiating a price, getting the property inspected, preparing the documents needed for your mortgage application. You were also on the phone with the seller, the real estate agent, the inspector, your mortgage broker, and then – suddenly – it’s over. You are in a state of temporary calm before the storm of signing at the notary and moving into your new home.  Take advantage of this pause to revise this to-do list : 1)     Choose your notary, contact them and set up the signature dates. 2)     Organize your move: I recommend this pdf 3)     Shop for home insurance because you must have proper insurance to be able to sign at the notary. 4)     Meet with a life-insurance broker to determine your needs.  You want proper coverage in the event of death, disability or serious illness. 5)     Get the certified cheque or money order ready for the notary; confirm the exact amount with them. 6)     If you plan on renovating your new home, get an estimate of the costs and, if necessary, add them to your mortgage.  This is the most cost-effective way of renovating a home. 7)     You are now free!  You can rest assured knowing that everything will go smoothly with the notary, during your move, and when you put the finishing touches on your dream home. Happy moving! If you want more information regarding your mortgage, please do not hesitate to contact me.

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RATES OF

2024-03-28 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.94% 7.55%
1 Year Fixed 7.89% 6.79%
2 Years Fixed 7.49% 6.14%
3 Years Fixed 7.14% 5.09%
4 Years Fixed 6.99% 4.94%
5 Years Fixed 6.84% 4.79%
5 years Variable 7.65% 6.25%
Refinance Fixed or variable 10.40% 5.09%
3 year closed Variable 8.60% 7.20%
7 Years Fixed 7.10% 4.94%
10 Years Fixed 7.49% 5.79%
HELOC 8.20% 7.70%

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