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Passionate about real estate investment and commercial financing, Derek Baril has quickly established himself as one of the top-performing commercial mortgage brokers in Quebec.

Having launched his career in commercial real estate brokerage, Derek developed a strong expertise in the transactional process of income-producing properties and in financing strategies tailored to real estate investors.

Driven by a deep interest in real estate financing and a desire to provide his clients with high-level strategic guidance, he chose to specialize as a commercial mortgage broker at Planiprêt, where he supports investors, developers and entrepreneurs in structuring and securing their financing.

Thanks to his in-depth understanding of both the mortgage market and the commercial real estate market, Derek is recognized for his ability to structure effective financing solutions, optimize lending terms and accelerate approval processes — all while delivering a personalized and rigorous service.

In 2025, Derek distinguished himself as the #1 commercial mortgage broker at Planiprêt, the 2nd largest mortgage brokerage in Quebec. This recognition reflects his expertise, professionalism and the trust placed in him by his clients and lending partners.

Today, Derek is proud to be regarded as one of the top-performing commercial mortgage brokers in Quebec, helping his clients bring their real estate projects to life and maximize the return on their investments.

For Derek, every file is unique, and his goal remains the same: to deliver strategic, efficient and best-in-class service to maximize his clients' financial success.


Derek Baril,
Mortgage Broker,
(514) 546-6272 ext.

RATES OF

2026-05-12 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.89% 4.89%
2 Years Fixed 6.34% 4.29%
3 Years Fixed 6.19% 4.04%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.24% 4.09%
5 Years Fixed 6.29% 4.09%
5 years Variable 5.40% 3.60%
Refinance Fixed or variable 8.15% 3.80%
7 Years Fixed 6.69% 4.44%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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