Our tips & tricks | Mortgages Planners

Lastest Posts

Refinance, Renew or Do Nothing: How to Make the Right Decision

When your mortgage term is coming up or your situation changes, one question often arises: Should I refinance, renew… or do nothing? Contrary to popular belief, the best decision is not...

$5,875 Back from the Government, What It Means for Camille

Camille is 29 years old. For three years, she’s been setting money aside every month. She’s dreaming of her first place, small but hers. And since January 1, 2026, the Quebec government...

How Much Cash Should You Keep After Buying a Home?

When buying a home, most attention goes to the down payment. But a common mistake is investing everything and keeping no reserve. The real question is: how much should you keep after...

Is Your Mortgage Still Aligned With Your Life Today?

When you first sign a mortgage, everything seems clear. The rate is chosen. Payments are set. The plan is in place. But life moves forward. And often, your reality changes while your...

RATES OF

2026-05-15 00:00:00

TERMS	BANKS	MORTGAGE PLANNERS
1 Year Fixed	6.89%	4.89%
2 Years Fixed	6.34%	4.29%
3 Years Fixed	6.19%	3.99%
3 year closed Variable	5.95%	4.45%
4 Years Fixed	6.24%	4.09%
5 Years Fixed	6.29%	4.09%
5 years Variable	5.40%	3.60%
Refinance Fixed or variable	8.15%	3.80%
7 Years Fixed	6.69%	4.44%
10 Years Fixed	7.14%	5.04%
HELOC	5.45%	4.95%

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Lastest Posts

Refinance, Renew or Do Nothing: How to Make the Right Decision

$5,875 Back from the Government, What It Means for Camille

How Much Cash Should You Keep After Buying a Home?

Is Your Mortgage Still Aligned With Your Life Today?

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RATES OF

2026-05-15 00:00:00

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