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Michaël Carrier

Michaël Carrier

Mortgage Broker

Language(s):
French
English

mcarrier@planipret.com
(450) 501-4277

5017 chemin Laliberté
Sherbrooke, QC
J1K 0C5

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-06-16 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 4.04%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.29% 4.04%
5 Years Fixed 6.34% 4.04%
5 years Variable 5.40% 4.20%
Refinance Fixed or variable 8.15% 4.14%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

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Mortgage Pre-Approval: 6 Keys to Transform a Potential Yes into a Real Approval

Are you getting ready to start your property search? To do so, you will need a mortgage pre-approval. Although it represents the maximum amount you could obtain, this pre-approval does not guarantee...

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Changing Jobs During a Mortgage Application: What You Absolutely Need to Know in 2025

You received an enticing job offer while in the middle of the home buying process? Congratulations! But be careful: changing jobs at this precise moment can jeopardize your mortgage...

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