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Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2026-06-15 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.89% 4.84%
2 Years Fixed 6.34% 4.24%
3 Years Fixed 6.19% 4.04%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.24% 4.09%
5 Years Fixed 6.29% 4.09%
5 years Variable 5.40% 3.55%
Refinance Fixed or variable 7.65% 3.80%
7 Years Fixed 6.69% 4.44%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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Our Tips and Tricks

What You Should Know Before Signing Your First Mortgage Renewal

Anne bought her first property five years ago. She was proud, a little stressed, and relieved when everything finally came together at the notary's office. When the renewal letter arrived in her...

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Duplex, Triplex: The Dream of Rent Paying Your Mortgage. But the Financing Is a Different Story

Yannick had heard it dozens of times from people around him: buy a duplex, the rent from the other unit pays half your mortgage. The idea seemed simple. What he discovered when he met his...

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30-Year Amortization: A Breath of Fresh Air... That Can Cost You Dearly

Since fall 2024, insured buyers can access a 30-year amortization. For many, it's a lifeline. For others, it's a well-packaged trap. Here's Sophie's story, and why she almost made the wrong...

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