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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-08-11 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 4.09%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.29% 4.09%
5 Years Fixed 6.34% 4.14%
5 years Variable 5.40% 4.20%
Refinance Fixed or variable 8.15% 4.24%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.95% 5.45%

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Our Tips and Tricks

Changing jobs during the mortgage application process has its risks!

Changing Jobs During a Mortgage Application: Be Aware of the Consequences Receiving an exciting job offer while you're in the middle of buying a home may seem like great news. But be careful—a...

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Paying Off Your Mortgage Early: What You Need to Know About Penalties in 2025

Many homeowners dream of becoming mortgage-free ahead of schedule. But before writing that final cheque or transferring your loan, it’s essential to understand the potential costs involved. In...

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A mortgage for self-employed : Can it be possible?

Yes, it’s possible! The main difference between a salaried employee and a self-employed worker when qualifying for a mortgage lies in how eligible income is determined. Each situation has its...

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