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Alec Schmidt

Alec Schmidt

Trainee in mortgage brokerage

Language(s):
French
English

aschmidt@planipret.com
(514) 262-0351

1545, boulevard de l’Avenir , 220
Laval, QC
H7S 2N5

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

January 18 2022

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 3.24% 2.19%
2 Years Fixed 3.04% 1.99%
3 Years Fixed 5.25% 2.44%
4 Years Fixed 5.25% 2.59%
5 Years Fixed 5.25% 2.34%
5 years Variable 5.25% 1.30%
7 Years Fixed 5.90% 2.79%
10 Years Fixed 6.60% 2.99%
HELOC 3.45% 2.95%

PARTNERS

Our Tips and Tricks

Underused Housing Tax: a major change for homeowners living abroad

On January 1, 2022, the federal government introduced a new tax: the UHT, or Underused Housing Tax. The UHT is calculated by multiplying the assessed value of residential real property by the 1% UHT...

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Can't find the property you want to buy?

Shabby carpeting , splintered moldings, a bathroom from a bygone era, and a kitchen with old melamine cabinets…There always seems to be something wrong when looking around for a potential new...

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Creating financial padding by using a line of credit – is it a good idea?

 Let’s say it how it is – the COVID-19 pandemic crisis raises a lot of concerns, on both the health and finance front. Will I still have a job in a week? Will I go back to work...

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